In just one year, the share of Finns who own cryptocurrencies has fallen from 11 to 8.2 percent. This is shown in the Finnish part of the Crypto Adoption Survey 2026 from K33 Research, conducted in partnership with the Nordic Blockchain Association and FIRI.
På samma tid, 9.2 procent av Finns har krypto-, och a 800,000 — 17.4 procent av.
This means that although immediate enthusiasm has cooled, crypto remains an asset class that is well known in Finland, with a large base of former holders who may return to the market as sentiment improves.
A total of 380,000 adults now own cryptocurrency, a decrease of 145,000 people compared to last year. Hot.
At 9.2 percent of Finns state that they have owned crypto in the past but no longer do so, so former owners now outnumber current owners (9.2 vs. 8.2 percent). Overall, that means 17.4 percent of the population has had a relationship with crypto -- nearly 800,000 people.
New figures for crypto adoption in Finland worden during Crypto Adoption Week 2026, as well as for Denmark, Sweden, Norway and the Nordic countries.
During Crypto Adoption Week 2026, K33 presented the Finnish findings in a dedicated live session, followed by a panel discussion with Finnish crypto industry participants. Here you can watch the recording of “Nordic Crypto Adoption – Finland 2026 Live.”
Here are some of the key figures from the Finnish part of the Crypto Adoption Survey 2026:
Finland will separate from its Nordic neighbours in 2026. In Sweden and Denmark one has in crypto adoption, in Finland you.
At the same time,. The 40—49 age group is now the largest demographic among Finnish crypto investors. Women's ownership also shows an unusual pattern: Women over the age of 50 are more likely to own crypto than women between the ages of 18 and 29 — a trend not seen in the rest of the Nordic countries. This suggests a more mature investor base and a shift away from the youth-driven wave of previous years.
Although there are fewer existing crypto assets right now, the long-term interest is still significant:
This indicates that the Finnish crypto market has shrunk in the short term, but still has a solid foundation of committed participants who can return when the market and framework conditions improve.
Vetle Lunde, Senior Analyst at K33 Research, says:
“Finland stands out this year with a distinct decline in ownership, almost entirely driven by younger adults withdrawing from the market. Although enthusiasm has been keeled, the large base of previous owners shows that Finland is still a “sleeping giant” if the mood improves.
Magnus Jones of the Nordic Blockchain Association adds:
“The Finnish results are in sharp contrast to the rest of the Nordic countries. Although adoption is down, the high number of former owners — and the strong intention among many of them to return — shows that Finland's crypto journey is by no means over.
Finnish Crypto Adoption Survey 2026 is at 1,068 in a Norstat survey in 2026. The report analyzes ownership levels, demographics, platform usage, wealth distribution, reasons for selling, and long-term expectations for crypto.
The Finnish report is part of a wider Nordic series of surveys covering Denmark, Sweden, Finland and Norway. The surveys were conducted by K33 Research in collaboration with Nordic Blockchain Association, Kaupr, Firi, Blockpit, d‑fine, Kvarn X and Brava Finance.
All the report wordt als onderdeel van Crypto Adoption Week March 23—26, 2026 en wordt gepubliceerd op een ondersteuning basis, along with articles and footage of the broadcasts, on the main page of Crypto Adoption 2026 Week.
