In just one year, the share of Finns who own cryptocurrencies has fallen from 11 to 8.2 percent. This is shown in the Finnish part of the Crypto Adoption Survey 2026 from K33 Research, conducted in partnership with the Nordic Blockchain Association and Firi.
At the same time, 9.2 percent of Finns have previously owned crypto, bringing the total number of current and former holders close to 800,000 adults – 17.4 percent of the population.
This means that although immediate enthusiasm has cooled, crypto remains an asset class that is well known in Finland, with a large base of former holders who may return to the market as sentiment improves.
A total of 380,000 adults now own cryptocurrency, a decrease of 145,000 people compared to last year. Het.
På. 9.2 percent of Finns state that they have owned crypto in the past but no longer do so, so former owners now outnumber current owners (9.2 vs. 8.2 percent). Overall, that means 17.4 percent of the population has had a relationship with crypto -- nearly 800,000 people.
Ny figuer for krypto-adoptie in Finlandia worden durch Crypto Adoption Week 2026, som også for Danmark, Sverige, Norwegen och Nordiske.
Here are some of the key figures from the Finnish part of the Crypto Adoption Survey 2026:
Finland will separate from its Nordic neighbours in 2026. På Sverige och Danmark har en i crypto adoption, i Finland er.
På samma tid,. The 40—49 age group is now the largest demographic among Finnish crypto investors. Women's ownership also shows an unusual pattern: Women over the age of 50 are more likely to own crypto than women between the ages of 18 and 29 — a trend not seen in the rest of the Nordic countries. This suggests a more mature investor base and a shift away from the youth-driven wave of previous years.
Although there are fewer existing crypto assets right now, the long-term interest is still significant:
This indicates that the Finnish crypto market has shrunk in the short term, but still has a solid foundation of committed participants who can return when the market and framework conditions improve.
Vetle Lunde, Senior Analyst at K33 Research, says:
“Finland stands out this year with a distinct decline in ownership, almost entirely driven by younger adults withdrawing from the market. Although enthusiasm has been keeled, the large base of previous owners shows that Finland is still a “sleeping giant” if the mood improves.
Magnus Jones of the Nordic Blockchain Association adds:
“The Finnish results are in sharp contrast to the rest of the Nordic countries. Although adoption is down, the high number of former owners — and the strong intention among many of them to return — shows that Finland's crypto journey is by no means over.
Finsk Crypto Adoption Survey 2026 er på 1,068 i en Norstat survey i 2026. The report analyzes ownership levels, demographics, platform usage, wealth distribution, reasons for selling, and long-term expectations for crypto.
The Finnish report is part of a wider Nordic series of surveys covering Denmark, Sweden, Finland and Norway. The surveys were conducted by K33 Research in collaboration with Nordic Blockchain Association, Kaupr, Firi, Blockpit, d‑fine, Kvarn X and Brava Finance.
Alle de rapport wordt als onderdeel van Crypto Adoption Week maart 23—26, 2026 en wordt gepubliceerd op een ondersteuning basis, along with articles and footage of the broadcasts, on the main page of Crypto Adoption 2026 Week.
