278,000 Lithuanian adults own cryptocurrency today – equivalent to 11.6 percent of the population. Crypto ownership is broad-based and demographically diverse, with particularly strong participation among young adults, and the share of women who own crypto is higher than in any Nordic country.
The figures come from the Baltic Crypto Adoption Survey and were presented at Baltic Crypto Adoption Week 2026. The survey shows that crypto is increasingly part of everyday financial life in Lithuania rather than niche speculation. Ownership is concentrated among younger adults aged 18–39, urban residents and higher-income groups. Combined with strong long-term demand, the findings point to a market characterised by both active engagement today and significant growth potential ahead.
Disclaimer: The illustration is generated using AI.
“Lithuania stands out as a demographically diverse crypto market. Strong uptake among young adults, combined with a higher female ownership share than in the Nordics, suggests a market that is both broadening and maturing.”
– Vetle Lunde, Senior Analyst, K33 Research
The Lithuanian figures show that the market is shaped primarily by demographic and socioeconomic factors. Ownership is highest among young adults – particularly those aged 30–39 – and among urban residents, with Vilnius as the clearest centre of adoption. Higher-income households, the self-employed and students show significantly above-average ownership rates, while pensioners remain largely excluded from the market.
Compared with the Nordic countries, Lithuania shows a more concentrated adoption pattern, with sharper differences across age, income and geography.
While a gender gap remains, Lithuania distinguishes itself by having a higher female share of crypto ownership than the Nordic countries. Women account for around 30 percent of Lithuanian crypto owners, compared with roughly 21–24 percent across the Nordics.
22 percent of Lithuanian women expect to buy crypto within the next ten years. Female participation is strongest among working-age women and urban residents, suggesting growing normalisation rather than short-term experimentation.
Although men still own crypto at higher absolute rates, women’s forward-looking expectations suggest that the gender gap in Lithuania may narrow over time – particularly as crypto access increasingly overlaps with mainstream financial platforms such as Revolut.
Despite generally modest holdings, long-term interest in crypto remains strong. 48 percent of those aged 18–29 expect to buy crypto within the next ten years, and 41 percent of those aged 30–39 say the same. Among current owners, conviction is particularly high – more than four in five plan to increase their holdings.
Overall, the figures point to a market driven by gradual, long-term participation rather than short-term speculation.
“The Lithuanian data paints the picture of a crypto market no longer confined to a single demographic group. High urban adoption, meaningful female participation and strong future interest point to continued structural growth.”
– Magnus Jones, Nordic Blockchain Association
Here are some key figures from the survey.
- 11.6% of all Lithuanian adults own crypto, equivalent to 278,000 people
- Adoption is strongly age-skewed: 19% among 18–29-year-olds and 21% among 30–39-year-olds. Ownership drops sharply beyond age 40
- Geographic concentration: 19.9% in Vilnius, 10.2% in major cities and 5.7% in small towns and rural areas
- Women account for ~30% of all crypto owners – higher than in any Nordic country. 6% of Lithuanian women own crypto, compared to 17% of men
- One in four Lithuanian men aged 18–39 owns crypto; among women in the same age group, ownership is 13%
- Income is strongly correlated with adoption: earning above EUR 1,500/month nearly doubles the likelihood of owning crypto compared to incomes below EUR 750
- 30% of Lithuanians expect to own crypto by 2036, implying up to 715,000 future owners
- 85% of current owners plan to buy more within the next decade
- Revolut dominates crypto access: 44% of owners use Revolut; Binance and Coinbase follow
- Holdings are modest: 33% own less than EUR 100 and another 32% hold EUR 100–1,000
- Estimated total Lithuanian crypto wealth: EUR 983 million
This report is part of a wider Baltic study also covering Estonia, Latvia and the Baltics as a whole. Baltic Crypto Adoption Week is a collaboration between K33, Firi, Nordic Blockchain Association and Kaupr, in partnership with the Latvian Blockchain Association (LBAA), Estonian Web3 Chamber (EW3), UN:BLOCK, CoinsPaid, Kraken, Brava Finance and Kvarn X. All three country reports are released on Thursday 9 April and can be downloaded at kaupr.io/baltic-crypto-adoption.
